Closing on a home can be an exciting time for you and your family. However, the keys are not yours just yet. When you want to ensure the process goes as smoothly as possible, contact our closing company in Ponte Vedra for help.
What to Expect When Closing on a Home
Closing is the final step to the home buying process. The date of your closing is when you legally become the owner of the property. Though your closing date is set, your agents will still be working tirelessly with your lender and title agency to ensure everything is in line.
While your agents and lender work together, you also have work to do before the final closing date. You want to ensure you have a quality team of people who can help you at a moment’s notice. This includes your agent, an attorney, a home inspector, and more. You also want to make a checklist to ensure everything is completed leading up to your closing. This list should include:
- Home inspection
- Appraisal
- Loan documents
- Homeowners insurance
- Final walkthrough
It takes an average of 41 days to close on a house. Many of the delays are due to financial issues, but can also be related to the appraisal, the loan, or the inspection. Be patient and work diligently to ensure everything is in line for when the closing day finally arrives.
When the day is here, you will pay any remaining closing costs, and the property will be signed over to you. If you need assistance with the closing process on your prospective home, contact Baron Bartlett, P.A. today at (904) 285-9993.