{"id":229,"date":"2019-04-24T17:15:34","date_gmt":"2019-04-24T21:15:34","guid":{"rendered":"http:\/\/pontevedralaw.com\/?p=229"},"modified":"2021-05-18T16:15:03","modified_gmt":"2021-05-18T20:15:03","slug":"three-questions-every-homebuyer-should-ask-about-title-insurance","status":"publish","type":"post","link":"https:\/\/pontevedralaw.com\/l\/2019\/04\/24\/three-questions-every-homebuyer-should-ask-about-title-insurance\/","title":{"rendered":"Three Questions Every Homebuyer Should Ask About Title Insurance"},"content":{"rendered":"<p><a href=\"https:\/\/pontevedralaw.com\/title-services\/\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-230 alignright\" src=\"https:\/\/pontevedralaw.com\/l\/wp-content\/uploads\/2019\/05\/19_04_1-300x200.jpg\" alt=\"People reviewing a title document\" width=\"300\" height=\"200\" srcset=\"https:\/\/pontevedralaw.com\/l\/wp-content\/uploads\/2019\/05\/19_04_1-300x200.jpg 300w, https:\/\/pontevedralaw.com\/l\/wp-content\/uploads\/2019\/05\/19_04_1-768x512.jpg 768w, https:\/\/pontevedralaw.com\/l\/wp-content\/uploads\/2019\/05\/19_04_1-1024x683.jpg 1024w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>Title insurance in Ponte Vedra<\/a> is what protects property buyers and mortgage lenders against problems with a title during a transfer of ownership. If a dispute arises in the middle of a sale, the insurance company may be responsible for paying the legal damages. Homebuyers generally need two title insurance policies, an owner\u2019s policy, and a lender\u2019s policy. Below are three questions every homebuyer should ask about this type of insurance.<\/p>\n<ol>\n<li><strong>Are Prices Regulated?<\/strong><\/li>\n<\/ol>\n<p>Title insurance prices are regulated in many states, so there will not be a difference among most companies. However, you want to ensure you are looking at both the quality of the insurance policy and the title search.<\/p>\n<ol start=\"2\">\n<li><strong>How Much Coverage is Needed?<\/strong><\/li>\n<\/ol>\n<p>An owner\u2019s policy will cover fraud, forgery, undisclosed heirs, spousal claims, and other contingencies. You can also purchase additional coverage if what you need is not covered in the standard policy.<\/p>\n<ol start=\"3\">\n<li><strong>Does the Seller Select the Title Company?<\/strong><\/li>\n<\/ol>\n<p>If you are purchasing the insurance, you have the right to select the company. If a seller is trying to push a particular company, that may indicate a red flag. Working with a real estate lawyer will help ensure you do not encounter any unwanted surprises during the process.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Title insurance in Ponte Vedra is what protects property buyers and mortgage lenders against problems with a title during a transfer of ownership. If a dispute arises in the middle of a sale, the insurance company may be responsible for paying the legal damages. Homebuyers generally need two title insurance policies, an owner\u2019s policy, and [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[47],"class_list":["post-229","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-title-insurance-ponte-vedra"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/pontevedralaw.com\/l\/wp-json\/wp\/v2\/posts\/229","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pontevedralaw.com\/l\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pontevedralaw.com\/l\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pontevedralaw.com\/l\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/pontevedralaw.com\/l\/wp-json\/wp\/v2\/comments?post=229"}],"version-history":[{"count":2,"href":"https:\/\/pontevedralaw.com\/l\/wp-json\/wp\/v2\/posts\/229\/revisions"}],"predecessor-version":[{"id":305,"href":"https:\/\/pontevedralaw.com\/l\/wp-json\/wp\/v2\/posts\/229\/revisions\/305"}],"wp:attachment":[{"href":"https:\/\/pontevedralaw.com\/l\/wp-json\/wp\/v2\/media?parent=229"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pontevedralaw.com\/l\/wp-json\/wp\/v2\/categories?post=229"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pontevedralaw.com\/l\/wp-json\/wp\/v2\/tags?post=229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}